St. Kitts and Nevis was considered to have the fifth-highest risk money laundering risk, while the Bahamas came ninth and Barbados ranked 11th.

The most popular reported use for fintech, with 32% of respondents, has been connecting with online lenders.

Customers and providers that adopt the “as a service” model will find themselves relatively insulated from political winds — and perhaps better positioned for the wider evolution already underway.